Unlock Liquidity Without Selling Your Crypto

Get an instant loan backed by your digital assets. Keep your long-term investment position while accessing the cash you need today.

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Not a Conventional Loan. But a Smart Credit Line.

Feature

Instant Crypto Credit Lines

Conventional Loans

Opportunity to grow your portfolio

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Lower interest rates

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No origination fees

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Tax-efficiency

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Instant approval

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No paperwork to fill

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No monthly repayments

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No impact on credit score

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How It Works

Get the liquidity you need in minutes. Our automated process ensures a seamless transition from collateral deposit to fund withdrawal without the traditional banking delays.

1.

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Transfer Collateral

Deposit your Bitcoin or Ethereum into your secure Borrowland account.

2.

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Receive Funds

Get your loan instantly in CAD or stablecoins directly to your wallet.

3.

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Repay & Recover

Repay the loan at your own pace and receive your collateral back in full.

See how much you can borrow

Total Loan Amount

USDC

Stablecoin minimum: $100, USD minimum: $1,000

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Collateral

BTC

Interest Rate 12.00%

60% LTV

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Paid in Borrowland

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Loan Term

months

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Total Loan Amount

$ 0

Monthly Interest

$ 0

Total Interest

$ 0

*Calculations based on real-time market prices

Interest payments are made on a monthly basis, principal amount returned at the end of the loan term. Interest rates vary depending on your choice of LTV (Loan to Value). Minimum loan term is 1 months. If you repay your loan prior to the lapse of 6 months, you will be charged with the interest payable for the first full 6 months. Borrowland’ Terms of Use apply.

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Loans Tailored to Your Needs

Flexible Loan Terms

We offer customizable repayment schedules. Choose a term that works for you, with no hidden fees or early repayment penalties. You are in control of your financial strategy.

Institutional Rates for Everyone

Borrowland provides some of the most competitive rates in Canada. By leveraging blockchain efficiency, we cut out the middleman and pass the savings directly to our borrowers.

No Credit Checks, No Waiting

Your crypto is your credit. Since your loan is asset-backed, we don't require traditional credit scores. Approvals are near-instant, getting you the capital you need when you need it.

Why Choose Borrowland

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As a newcomer to Canada, finding a crypto platform that is both transparent and fully compliant with local regulations was my priority. Borrowland’s FINTRAC registration gave me the peace of mind I needed. The team’s professionalism and their clear focus on security make them stand out in the Canadian market.

Software Engineer

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The ability to move between Canadian fiat and crypto seamlessly via Interac is a game-changer. I participated in the beta lending program, and the experience was flawless. It's refreshing to see a platform that combines Web3 innovation with a serious, traditional finance approach. Highly recommended for those who value security over hype

Financial Analist

Benefits

Coins Swap

Easily swap your collateral assets to maintain your LTV ratio during market shifts.

Loyalty Bonus

Reduce your borrowing interest rate by climbing the loyalty tiers (Silver, Gold, Platinum).

Referral Rewards

Get a discount on your next loan's interest by inviting friends to the platform.

Ready to leverage your assets?

Get Started

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Canada's trusted crypto lending and borrowing platform. FINTRAC registered and fully compliant.

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Accounts with Borrowland. are not protected by the Canadian Investor Protection Fund (CIPF), Canadian Deposit Insurance Corporation (CDIC), Securities Investor Protection Corporation (SIPC), or the Federal Deposit Insurance Corporation (FDIC). Content made available through the Borrowland  Platform, including social media, podcasts, and other materials, is for general informational and educational purposes only and should not be considered legal, financial, investment, or other professional advice. For information on how to submit a complaint, please visit our Complaints page. For more information, see our Terms and Conditions.

57 Crystal Beach Dr, Nepean
Toronto, Ontario K2H5N3, CA info@borrowland.io

© 2026 Borrowland. All rights reserved.

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